Start
CAPITAL

Banking built

for founders.

Raise, hold, spend, and send — all in one place.

Just start a round or transfer funds from another bank account.
No minimums, no time restrictions. Absolutely free.

Raise

Start a round and automate everything from open to close.

1 Set the details of your round to generate a SAFE
2 Choose to raise in fiat or crypto (or both)
3 Invite investors on your terms
4 Sign all docs to receive your funds in one click
5 Get real-time updates on your dashboard

All rounds use the standard Y Combinator SAFE

Invest

Startup investing without all the XLS, PDF, and WTF that usually come with.
1 Get privately invited to a round
2 Choose the amount you’d like to invest
3 Link your bank account, wire, or connect a wallet
4 Invest with a tap (docs are signed automatically)
5 That’s it. You’ll even earn an NFT.

Hold

Fund a secure account that you can run your business from by raising from investors or sending a wire from another account.

Every founder on Capital gets a business checking account that enables them to store and deposit unlimited funds, for free. All checking accounts are FDIC insured, of course.

Spend

Activate a virtual debit card with just a tap and spend funds anywhere.

Access your funds as soon as they hit your Capital account. Be careful though, spending money has never been this easy.

Send

Build trust with your partners by easily paying them from your account.

Pay contractors and vendors with ease. Just enter the recipient’s details to send domestic wires or ACH payments, all for free.

Raise

Start a round and automate everything from open to close.

1 Set the details of your round to generate a SAFE
2 Choose to raise in fiat or crypto (or both)
3 Invite investors on your terms
4 Sign all docs to receive your funds in one click
5 Get real-time updates on your dashboard

All rounds use the standard Y Combinator SAFE

Invest

Startup investing without all the XLS, PDF, and WTF that usually come with.
1 Get privately invited to a round
2 Choose the amount you’d like to invest
3 Link your bank account, wire, or connect a wallet
4 Invest with a tap (docs are signed automatically)
5 That’s it. You’ll even earn an NFT.

Hold

Fund a secure account that you can run your business from by raising from investors or sending a wire from another account.

Every founder on Capital gets a business checking account that enables them to store and deposit unlimited funds, for free. All checking accounts are FDIC insured, of course.

Spend

Activate a virtual debit card with just a tap and spend funds anywhere.

Access your funds as soon as they hit your Capital account. Be careful though, spending money has never been this easy.

Send

Build trust with your partners by easily paying them from your account.

Pay contractors and vendors with ease. Just enter the recipient’s details to send domestic wires or ACH payments, all for free.

Crypto
connection

Connect an external wallet to raise and view your balances all in one place.
Capital
wherever
you are.
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Modern companies are built on Capital.
We provide software for the financial and operational needs of today's founders, so they can get back to doing what they do best — building.